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You need to figure out what is best for you and your student loans. 7. Think hard about buying a house when you move to a new job. I know we all want tips of how to get rich fast but after 3 houses in 3 states for 3 different academic positions, I am pretty sure buying a house is not it. Your expectation of how long you will stay in this job is very important, but so are many other factors. 2,450), buy it even if you are not convinced you will stay in this job for longer than a year. 800k condo. This is another one of those decisions that may be worth thousands of dollars in either direction. 8. Negotiate your package. This is obviously applicable to someone who has just secured an offer. Once you are in your 3rd year, not much negotiation is possible. Remember that everything is negotiable, not just the salary.

Deans are nice people (in most cases); they want to get the best person for the job. They usually do not hoard money for themselves but there is only that much room they have when it comes to salaries. ] However, you can also negotiate moving expenses, summer support (my favorite because there is more flexibility there), any special responsibilities (will you be the director of something and as such, can you get some more money?). 9. Take advantage of your benefits. The package of academic benefits is usually pretty awesome. Unlike many other professions where you really can’t only rely on the employer benefits for everything, here you could be just fine doing nothing else but maximizing those benefits. But you do need to spend the time on them. I spent about 50-70 hours working on my benefits and making sure there is nothing else I can extract from my current job. I don’t advocate you do nothing else for a week, but try spend some time on this task. 30 minutes allocated towards your 403(b) is really sad, especially when you may be leaving hundreds of thousands of dollars on the table. Just take the time and try to figure it out. 10. Finally, please call a financial planner and get some basics covered. I am currently working on a paper looking at the 403(b) accounts of professors at a large US school. What I see makes me depressed. 500), that it is a sin not to do it.

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